God's Promises!  2 Peter 1:4        2 Corinthians 1:20 


English Spanish French Italian  German Portuguese Tamil  

                                    How to Become Debt Free   Prosperity Message

Becoming debt free is something every Christian can - and should - accomplish. The Bible tells us in Romans 13:8 to "keep out of debt and owe no man anything, except to love one another...". In fact, as believers, we should be the lender, not the borrower (Deuteronomy 28:12).

What's the big deal over borrowing money when all the world seems to be in debt? The problem is just that - debt is part of the world's system of finance. It's a system devised by the devil to keep us in to the world (see Deuteronomy 28:15, 43-44; Proverbs 22:7). Jesus, however, has redeemed us from the curse of the law, and we are free to walk in all the blessing of Abraham Galatians 3:13  Christ has redeemed us from the curse of the law, having become a curse for us (for it is written, "Cursed is everyone who hangs on a tree"),  that the blessing of Abraham might come upon the Gentiles in Christ Jesus, that we might receive the promise of the Spirit through faith.

You may be thinking: I understand that the Scriptures tell us to get out of debt. But how realistic is it for me to even think about owning a car or a house, or any of the other nice things I want, if I'm not willing to borrow the money to get them?

That's a good question, and we want to share with you the following powerful truths that we have discovered - and experienced - in God's Word.

1. Decide to get out of debt and live debt free.

Start by giving the Word first place in your life, and by making it your final authority. With that, you must decide to obey Romans 13:8 and believe God to be your source for all your needs and desires. Romans 13:8 Owe no one anything except to love one another, for he who loves another has fulfilled the law. Determine to be single-minded (James 1:8, 22-25), and then meditate on the Word (Psalm 1:1-3; Joshua 1:8).

2. Put God first in your financial affairs.

Decide that no matter what comes your way, you will obey God's Word and tithe, as well as be a giver (Malachi 3:8-12; 2 Corinthians 9:6-15). Tithing lays the foundation for your financial success and by faith opens the windows of heaven for you. Giving more than your tithe is a seed-faith gift and qualifies you to receive a hundred times return .  2 Corinthians 9:6 But this I say: He who sows little will also reap little and he who sows much will also reap much .  So let each one give as he purposes in his heart, not with regret or of necessity; for God loves a cheerful giver .  And God is able to make all grace abound toward you, that you, always having all sufficiency in all things, may have an abundance for every good work

3. Believe God for your daily bread .

Matthew 6:8  For your Father knows the things you have need of before you ask Him.  "In this manner, therefore, pray:

Our Father in heaven,

Hallowed be Your name.

Your kingdom come.

Your will be done

On earth as it is in heaven.

Give us this day our daily bread.

And forgive us our debts,

As we forgive our debtors.

And do not lead us into temptation,

But deliver us from the evil one.

For Yours is the kingdom and the power and the glory forever. Amen.

This is the money you need for your household to function each day. Your tithes and giving should be included in this, but don't cheat yourself. Make sure you also include in this "daily bread" amount some "padding" for other things - such as debt payments, etc. - above your tithes, giving and necessities.

And remember, do not write "hot" checks - checks which your bank balance will not cover. This is fraud.

4. Get in agreement.

Matthew 18:19 "Again I say to you that if two of you agree on earth concerning anything that they ask, it will be done for them by My Father in heaven. "For where two or three are gathered together in My name, I am there in the midst of them."

Have your spouse agree with you, and if you are not married, find a strong believer who will agree with you.

5. Lay hold of it by faith.

Follow the principles set out in Mark 11:23-24. Believe in your heart and confess with your mouth that your needs are met, that you are out of debt, that the windows of heaven are opened to you as a giver, that the hundred times return on your seed-faith gifts is yours in this lifetime and that you operate financially according to the wisdom of God. (See Proverbs 2:1-10, 3:13-18.)

6. Bind the devil in the Name of Jesus (Matthew 18:18; Mark 16:17; James 4:7; Ephesians 6:10-18).

Matthew 18:18 "Assuredly, I say to you, whatever you bind on earth will be bound in heaven, and whatever you loose on earth will be loosed in heaven.

In Jesus' Name, order Satan and all his forces out of your financial affairs. When you are dealing with a financial matter involving the family, it is important that the husband and/or father - who is responsible as the spiritual head of the home - take the lead in this resistance of the devil's attacks.

7. Loose the forces of heaven into your financial affairs.

Hebrews 1:14 Are they not all ministering spirits sent forth to minister for those who will inherit salvation ?  The angels of God are your ministering spirits and they too will assist you .  Psalm 103:20 Bless the Lord, you His angels, who excel in strength, who do His word, heeding the voice of His Word.

8. Praise God for the manifestation of His power in your financial affairs (Psalms 9:1-4, 67:5-6, 68:19).

Praise keeps the door to abundance wide open. When the channel between you and God is clear, you can receive His promises.

Finally, it is important to realize - and decide - that you are living to give .  Ephesians 4:28 Let him who stole steal no longer, but rather let him labor, working with his hands what is good, that he may have something to give him who has need.  Live on the increase from your giving, that is, reach for the place in your financial life where the income from your job or business becomes your seed for giving.

And as you sow, believe for a hundred times harvest. You will be a blessing to others and be out of debt. God will bless you and "make all grace abound toward you; that ye, always having all sufficiency in all things, may abound to every good work" (2 Corinthians 9:8).

My Hundred Times Confession

Father, Your Word says that He Who ministers seed to the person who sows both ministers bread for my food and multiplies my seed sown and increases the fruits of my righteousness. Therefore, I am enriched in everything to all great supply, which causes through us thanksgiving to God. I thank You for it, Lord.

I stand on Mark 4:23 which says,'

In Jesus Name, I receive now by faith the hundred times return on this seed that is in my hand. I do this in obedience to the Word.

And, Satan, in the Name of Jesus, I rebuke you. You are the prosecutor. Take your hands off my money! This is not your seed. It is not your land. It is mine and God's. Stay out of my garden! Stay off my farm, for the harvest is mine!

Lord Jesus, I plant this seed into ____________ (ministry or church) and I believe in its return because You said it. I dedicate it to Your service, to Your affairs, in Jesus' Name. It will be as the loaves and fishes when You used the hundred times principle to feed the people. Amen!

Confession References: 2 Corinthians 9:10-11; Mark 4, 6:34-44, 10:29-30

Copyright 2000 Kenneth Copeland Ministries